10 February 2020

Older people lack suitable housing options

Around 7.2 million over-65s would consider buying a bungalow, showing a strong demand for single-storey homes among the older population. With only two million bungalows ever having been built in the UK, however, it’s clear that demand far outstrips supply7. As our population ages, more thought needs to be given to the provision of housing […]

4 February 2020

Don’t sell yourself – or your contents – short

Recent research has revealed that we could be undervaluing the contents of our home by £115 bn6 – meaning that millions of people across the UK may not have the right level of cover for their possessions. Contents insurance covers anything in your home that isn’t fixed down (think furniture, electrics, clothes, toys, books etc.). Over […]

29 January 2020

Yes, you CAN be a homeowner if you’re self-employed

Don’t believe us? Keep reading for some handy tips to help you get on the property ladder while enjoying the benefits of working for yourself. Getting a mortgage is hard enough these days but being self-employed adds an additional layer of complexity. So much so, in fact, that over a million self-employed Britons believe they’ll […]

17 December 2019

The Bank of Mum and Dad

The Bank of Mum and Dad The Bank of Mum and Dad is still playing an important role in the UK housing market, with young and even some middle-aged adults continuing to receive financial support from their parents for their first and subsequent property purchases. Their assistance, however, has helped fund nearly 20% fewer purchases […]

9 December 2019

In the News

MORTGAGES GO GREEN Environmentally friendly mortgage loans are set to increase as the government pledges £5m as part of its Green Finance Strategy. Money from the Green Home Finance Innovation Fund is to help the financial services industry offer more green mortgages. The perks of a green mortgage can include a cut in the rate […]

29 November 2019

The UK’s lack of age friendly homes

Although new housing is appearing in towns and villages across the UK, it seems these estates are not including homes which appeal to the over-55s. The focus to date has been on building new homes for first-time buyers and families, but a swell in the numbers of elderly people looking to move to these out-of-city […]

13 November 2019

Accidental landlords could face a large tax bill

Earlier this year, the government announced plans to scrap two types of tax relief for landlords who sell a property that was once their home. Homeowners in these circumstances are often referred to as ‘accidental landlords’, as when they originally acquired the property it was not with the intention of letting it out. They may […]

5 November 2019

Improving Instead of Moving

The average time a homeowner in the UK stays in their property is 21 years*. This contrasts with the 1980s, when a fast-rising property market encouraged a move every eight years on average. Now though, high prices and Stamp Duty, combined with the other costs of moving, are encouraging us to stay put and spend […]

15 October 2019

Understanding the Value of Protection

Understanding the value of protection Working out the difference between life insurance, critical illness, income protection and buildings and contents insurance can be difficult, especially when they are wrapped up in the blanket term ‘protection’. While it’s easy to presume there is an overlap and that an individual policy for each one isn’t necessary, they […]

11 October 2019

Premium for top university city homes

The higher-than-average house price growth in top university cities is making it difficult for talented individuals to stay on and work locally after graduation. Research4 has shown that in the period 2009 to 2018 house prices in London have risen 76.3%, in Cambridge 73.4% and in Oxford 66.8%. This represents growth 25% higher than the national […]